Impact
recognizes the value of your privacy and is
committed to protecting the confidentiality of your company, your
clients and your personal information. We do not collect any personal
data without your consent. Initiating the Impact
application process constitutes consent for us to use the information
you provide as described in this policy.
We strongly advocate the protection of our customers' privacy and are
committed to ensuring that your personal and company information is
safeguarded. We have adopted the following privacy principles in the
belief that they effectively capture our commitment to you.
As part of our commitment to
protecting your privacy, we are always working to ensure that our
procedures and systems are relevant and supply the appropriate
safeguards, and we will regularly conduct audits of our systems and
Privacy Policies to ensure compliance.
Information
Practices
1.
Recognition of Customer's Expectation of Privacy
We recognize and respect the privacy expectations of our customers, and
are committed to taking the steps necessary to safeguard the information
entrusted to us. Procedures are in place that are
designed to prevent misuse of private information.
2. Limiting Employee Access of Information
To protect the confidentiality and privacy of credit information about
individuals and small businesses, we limit employee access to your
files. We are committed to ensuring that individuals with access to
consumer information do not utilize the data for unauthorized purposes.
To ensure that each employee understands their responsibility, employees
sign a written confidentiality agreement before they are granted access
to your data. We are also committed to taking strong enforcement actions
if necessary.
3. Protection of Information
We maintain security procedures to help prevent unauthorized access to
confidential information. We update and test our technology to assure
the integrity of our systems - and to improve upon our existing privacy
safeguards wherever possible.
We back our Privacy Principles with some of the best security technology
available. We use SSL (Secure Socket Layer) Technology to ensure that
your application information cannot be accessed during transmission to
our servers. We also use SSL authentication technology to confirm the
identity of both the computer sending and the computer receiving your
application information. This safeguard keeps unauthorized people and
companies from accessing your information. We also use technical
security measures to prevent unauthorized access to data stored on our
secure servers.
4. Restrictions on the Disclosure of Account Information
State and federal agencies require us to provide certain information
regarding the number of financing applications submitted to us. This
information, when disclosed, is in aggregate form and does not contain
any of your personally identifiable information. State and federal
examiners may periodically audit consumer files. These audits ensure
that we are complying with the regulations in place to protect
consumers.
5. Maintaining Customer Privacy in Business Relationships with Third
Parties
Information regarding our customers is used solely in the legitimate
conduct of business to deliver products and services, to design
products, and to provide special offers designed to meet the specific
needs of our customers.
You have the option of getting updates from us about our new financial
products and services that may meet your business needs.
We will not reveal personally identifiable information to any third
party unless we have been authorized by you, have previously informed
you in disclosures or agreements that we plan to do so, or are required
by law to do so.
